Challenges / Problems of Aadhaar / UIDAI Systems in India #UID


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April 1, 2013 · http://freepress.in/

 

 

 

The Central Government is doing a direct Cash Transfer into the hands of the Poor Indian Citizens using UIDAI based Aadhar Payment Gateways / Biometric Payment systems / ATM. The key problem areas that we identified through our interactions with block-level and district-level officials, a few recipients, and BCs

 

are as follows,

 

 

Frequent connectivity issues – There were days when the BC was unable to consummate even a single transaction due to lack of connectivity.

 

 

Authentication failure – Another common complaint was failure of fingerprint authentication. Field officials gave examples of some recipients who were not able to verify their identity at the micro ATM even after multiple attempts and finally had to visit the bank branch to get the cash.

 

 

Banks are Reluctant Partners Without Service Oriented Goals

 

 

 

None of the recipients we interacted with had a bank passbook despite an express provision that all account holders will be provided with a passbook. This gives the beneficiaries no scope to check whether their money received matched the credit in their accounts. In addition, lack of passbooks makes the BC a compulsory channel for payments.

 

 

Business Correspondents Commission Payment ir-regular

 

 

 

These intermediaries have to be paid their commissions and incentives on time if the BC-operated, micro-ATM-enabled payment system has to work successfully and with integrity. We found instances of long delays in payments of incentives to the BCs. Further, surprisingly, there lack of clarity on the chain of command. The BCs were not sure whether the bank or the company that had the responsibility of creating the BC network was responsible for their payments.

 

Overall, our interactions suggested a favourable disposition towards the AEPS, mainly driven by ease of payments at the doorstep instead of a long travel required earlier.

 

 

5 Comments (+add yours?)

  1. Trackback: Mariakkutty murder case: First time details of Aadhaar card being used in investigation ! #UID #WTFnews | kracktivist
  2. Trackback: #India- Prime Minister approves expansion of Direct Benefits Transfers (DBT) | kracktivist
  3. Trackback: Indian Banks don’t want UID involvement #Aadhaar | kracktivist
  4. Anti Corruption
    Sep 09, 2013 @ 17:37:38

    Let a Law be made so that any data collected for this purpose can be used only by the government for only the purpose for it needs to be utilized and no other purpose and let any person or entity transferring this data to any other person or entity be strictly punished for it, otherwise let this scheme be discarded.

    Reply

  5. Nadeem Chouhan
    Mar 02, 2017 @ 05:39:43

    Dear Madam/Sir
    I want help me. Aadhaar ecmp 3.3.0.0 in problem when verify enrollment option me this problem create one or more enrolments coyld not be finalized please check integrity dear please solution this issue

    Reply

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